The Motor Vehicles Act 1988 requires every driver to possess a valid vehicle insurance policy to operate on the nation’s roads. Not adhering to this regulation can lead to significant penalties. Additionally, motor insurance policies must be renewed periodically to remain effective. It is quite common to overlook the renewal date for your insurance. Thankfully, you can now verify your car insurance status online.

The procedure for checking your vehicle insurance online is fairly straightforward and can be done in just a few clicks. There are three methods available to obtain your policy details. Let’s examine each one –
Retrieving your insurance policy details using the web portal of the Insurance Information Bureau (IIB):
Accessing your vehicle insurance policy details through the IIB website is incredibly simple. However, keep in mind that the IIB web portal only contains the database of insurance policies issued after 1 April 2010.

Follow these steps to retrieve your policy details.

Step 1: Navigate to the IIB web portal.
Step 2: Provide the necessary details such as the vehicle registration number, accident date, your name, email id, address, and any other required information.
Step 3: Press the ‘submit’ button.
Step 4: Upon clicking the submit button, the insurance policy corresponding to the details you entered will be shown on the screen.

If you are unable to check your vehicle insurance status online for any reason, attempt the search again by entering the engine and chassis number of your vehicle.
Retrieving your insurance policy details using VAHAN E-services:

This serves as an alternative method to verify your vehicle’s insurance policy details. Follow these steps when utilizing the web portal provided by VAHAN E-services.

Step 1: Go to the VAHAN E-services website. Click on the ‘Know your vehicle details’ button.
Step 2: Input your vehicle’s registration number and the verification code.
Step 3: Click on the button tagged as ‘search vehicle’.
Step 4: After clicking the ‘search vehicle’ button, the expiry date of your insurance policy will be visible on the screen, alongside other details regarding your vehicle.

Retrieving your insurance policy details using QR code:

The IRDAI has mandated that all insurance policies include a QR code. These codes assist traffic police officers in validating the authenticity of your insurance details. If you possess a photo or a copy of the QR code linked to your insurance policy, you can scan it to check your car insurance status online.
Your insurance provider can also assist

For information regarding your vehicle insurance status, check online on the insurer’s website. You should be able to access vital details about your coverage by logging in as a customer. You may also contact the insurer via their helpline number if you have any further questions. Always remember to renew your vehicle’s insurance policy timely to enjoy all its benefits.

Disclaimer: To learn more about risk factors, terms, and conditions, please thoroughly review the sales brochure prior to finalizing a purchase. *The discount amount may differ based on vehicle specifications and the location of registration.