Every state in India, including Jammu and Kashmir, enforces a road tax on its citizens. The tax is collected by both central and state governments, with the amount differing according to the type of vehicle and other criteria. The Motor Vehicles Act of 1988 requires the payment of road tax throughout India. The funds collected are allocated for the improvement of road infrastructure.
As a responsible citizen, one must pay road tax consistently and maintain valid car insurance while driving to ensure adherence to legal regulations.

Jammu and Kashmir Road Tax Calculation

In Jammu and Kashmir, road tax is imposed by the Regional Transport Offices (RTO) throughout the state. Prior to 2019, the tax was determined based on factors including vehicle cost, engine power, type, and usage. However, following the amendment in 2019, it is assessed at a flat rate of either 9% or 10% of the vehicle’s cost, based on its category.

Road tax can be paid either online or offline, and it may be settled as a one-time payment (life tax) or in installments, offering flexibility to vehicle owners. This approach guarantees that road tax collection is efficient and accessible for all vehicle owners.

Road Tax in Jammu and Kashmir for Four-Wheelers

For four-wheelers, the road tax is calculated according to the ex-showroom price of the vehicle. The tax structure is outlined as follows:

• Vehicles Registered Before 3 August 2019:
  ◦ Motorcars with up to 14 HP: Rs. 300 (Quarterly Tax)
  ◦ Motorcars with over 14 HP: Rs. 1,000 (Quarterly Tax)
  ◦ Additional tax for a motorcar with a trailer: Rs. 300
  ◦ Invalid carriage: Rs. 120
• Vehicles Registered from 4 August 2019 Onwards:
  ◦ Road tax is computed at 10% of the ex-showroom price of the vehicle. Owners can choose to pay the tax annually, half-yearly, quarterly, or as a lump payment (life tax).
  This simplified framework guarantees that road tax is directly associated with the price of the vehicle, facilitating easier understanding and planning of tax payments for car owners.
  Road Tax for Commercial Vehicles in Jammu and Kashmir
  For commercial vehicles, the road tax is based on its seating capacity and unladen weight. Here is a summary of the tax rates:
• Buses:
  ◦ Capacity of 8 to 21 passengers: Rs. 1,200 (Quarterly Tax)
  ◦ Capacity of 22 to 33 passengers: Rs. 2,000 (Quarterly Tax)
  ◦ Capacity of 34 passengers or more: Rs. 2,200 (Quarterly Tax)
• Taxis and Autorickshaws:
  ◦ Capacity of up to 5 persons: Rs. 500 (Quarterly Tax)
  ◦ Capacity of over 5 persons: Rs. 750 (Quarterly Tax)
• Goods Vehicles:
  ◦ Unladen weight up to 1,000 kg: Rs. 800 (Quarterly Tax)
  ◦ Unladen weight from 1,001 kg to 3,600 kg: Rs. 1,800 (Quarterly Tax)
  ◦ Unladen weight from 3,601 kg to 8,100 kg: Rs. 2,000 (Quarterly Tax)
  ◦ Unladen weight exceeding 8,100 kg: Rs. 2,200 (Quarterly Tax)
  This system takes into account the purpose of the vehicle, whether for passenger or goods transport, ensuring that commercial vehicle owners pay a just tax based on their vehicle’s use and weight.
  Road Tax for Other State Vehicles in Jammu and Kashmir
  From 3 August 2019 onwards, the Jammu and Kashmir government implemented new regulations regarding road tax on out-of-state vehicles. The updated tax is as follows:
• Vehicles (excluding motorcycles) valued over Rs. 1. 5 lakhs:
  9% of the ex-showroom price, payable on a pro-rata basis.
• Motorcycles priced above Rs. 1. 5 lakhs:
  10% of the ex-showroom price, payable on a pro-rata basis.
  This regulation guarantees that vehicles entering the state from different areas contribute equitably to road upkeep and infrastructure.
  
  
  How to Pay Jammu and Kashmir Road Tax Online?
  
  The online road tax payment method is efficient and saves time. Follow these easy steps:

1. Access the Parivahan website and click on the “Online Service” section.
2. Select “Services for Vehicles. ”
3. Input your vehicle’s registration number.
4. Click on the “Pay your Taxes” option.
5. A one-time password (OTP) will be dispatched to your mobile number. Enter this to continue.
6. Choose your desired payment method (credit card, debit card, or UPI).
7. Finalize the payment and ensure that you receive a receipt for your transaction.
8. Keep both a digital and printed copy of the road tax receipt for your records.
   Offline Vehicle Tax Payment
   
   For those who opt for offline payment, the procedure is simple:
9. Go to the nearest RTO office and provide all required documents, such as ID and address proof.
10. Pay the tax either in cash or utilizing electronic payment methods like a debit card, credit card, or UPI.
11. After the payment, keep the road tax receipt in your vehicle and maintain a photocopy in a secure location.
    
    Offline payment remains a popular method still largely used in Jammu and Kashmir.
    Penalty for Non-Payment of Jammu and Kashmir Road Tax
    Neglecting to pay the road tax in Jammu and Kashmir can lead to penalties. A fine of up to Rs. 100 may be charged to vehicle owners who fail to pay their road tax punctually. If the penalty is not settled, the vehicle can be confiscated by the RTO authorities. It is vital to ensure timely road tax payments to avoid such fines and the possible inconvenience of dealing with legal authorities.
    
    
    Conclusion
    Paying road tax in Jammu and Kashmir promotes smoother travels and aids in the region’s infrastructure enhancement. Vehicle owners should understand the tax rates, online payment processes, and penalties for non-compliance to remain compliant with the law. Besides road tax, obtaining comprehensive car insurance or third-party car insurance is crucial for financial protection during unexpected events and to ensure regulatory compliance.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.